I have a mortgage that I find I can't afford, plus credit card debts. The mortgage is for a property that has lost value since the purchase, so selling isn't an easy opinion. I was wondering if I could schedule an appointment to come talk to someone.
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What do I put in a letter for a formal proposal to creditors?
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Can a bankrupt obtain credit while in bankruptcy? What types of credit are available?
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How public is personal bankruptcy? Is it published in the newspaper? Will my employer be notified?
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